Bespoke Wealth
Management Solutions

At Advocacy Financial, being your "Financial Advocate" means act as your trusted partner in every aspect of your financial life and we have purpose-built the firm to serve. We provide unbiased, personalized advice focused on your goals, not sales quotas, so you can make confident, well-informed decisions that serve your long-term interests.

Yes, as a Registered Investment Advisor, we are legally and ethically bound to a fiduciary standard. This commitment is the foundation of our client relationships, ensuring that every recommendation we make is based solely on what is best for you and your financial future. In other words, client-centered.

We work with individuals, families, and entities who are looking for a long-term partnership to navigate life’s financial complexities. Given our expertise in financial planning and estate law, high net worth individuals who tend to have complex tax and estate planning needs find the most value in our services.

Rather than a rigid asset threshold, we typically utilize a minimum annual fee of $3,000. This allows us to focus on providing deep, impactful planning for clients at various stages of their financial journey.

Because every client situation is unique, we tailor our fee structure to ensure our interests are aligned with yours. Generally, we charge an initial financial planning fee to develop your comprehensive financial blueprint.

For ongoing management which may include planning, we are compensated through an asset-based fee—typically 1% on the first $1M and 0.50% on assets above $1M—or a flat annual fee. In some cases, a combination of both is most appropriate.

While we prioritize fee-based planning, we may also facilitate insurance and/or annuity products, as needed, where a commission from the insurance company can be paid to appropriately licensed individuals of the firm. Regardless of the structure, our priority is always to align our incentives with your long-term goals.

For your protection and security, we utilize independent, third-party custodians. Your assets are held and titled in your name at Charles Schwab and/or Fidelity, two of the largest custodians in the industry. You will receive statements directly from these institutions, providing an extra layer of transparency and security for your investments. In addition, Advocacy Financial provides access to consolidated performance information and reports with transparancy of fees and investment holdings.

While Advocacy Financial is not a law firm, we provide comprehensive guidance on estate planning strategy. We do, however, work in close coordination with estate planning attorneys, including Joe Prisco, JD, CFP® and Jen Dannels, JD, who are located in the same office, to ensure your legal documents and financial plan are synchronized. Please note that while we help provide the strategic oversight, the actual drafting of legal documents is a separate engagement with a distinct fee structure handled directly through the law firm, Equitable Advocacy, LLC.

We firmly believe that financial planning comes first. From the plan, we help determine the appropriate risk management, retirement income, investment, estate, and tax strategies, designed to help you achieve your goals. While each client and situation is unique, our typical process follows these three steps:
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1. Discovery: A no-obligation meeting or call to understand your objectives, concerns, and current situation. During this conversation, we also provide an overview of our services and how we partner with families to act as their "financial advocates."
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2. Blueprint: We gather comprehensive financial data and documents to build out a preliminary financial plan tailored specifically to you. We then review this "blueprint" with you and recalibrate the details based on your direct feedback.

3. Implementation & Review: Once the strategy is set, we put the plan into motion across all silos of your financial life. This is an ongoing partnership; we continuously monitor and adjust your strategy to optimize for changes in your life, the markets, and your personal circumstances.